Terms & Conditions

Welcome to Saraswathi Finance. By accessing our website and using our services, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully before applying for any loan or using our services.

1. Acceptance of Terms

By accessing this website or submitting a loan application, you confirm that you have read, understood, and agreed to these Terms & Conditions and our Privacy Policy.

If you do not agree with any part of these terms, please do not use our website or services.

2. Eligibility

To apply for a loan, you must:

• Be at least 18 years of age
• Be an Indian resident
• Provide accurate and complete information
• Submit valid identity and income documents

Saraswathi Finance reserves the right to verify all information provided.

3. Loan Approval & Disbursement

• Loan approval is subject to eligibility verification and internal assessment.
• Submission of documents does not guarantee loan approval.
• Interest rates, tenure, and loan amounts will be determined based on individual eligibility.
• Saraswathi Finance reserves the right to approve or reject any application at its discretion.

4. Interest Rates & Repayment

• The borrower agrees to repay the loan along with applicable interest and charges within the agreed tenure.
• EMI dates and repayment schedules must be strictly followed.
• Late payments may attract penalties or additional charges as per company policy.

5. Accuracy of Information

Applicants must provide true, correct, and complete information. Providing false or misleading information may result in rejection of the application or legal action.

6. Confidentiality

We respect your privacy and handle your personal information according to our Privacy Policy. However, we may share information with authorized partners or regulatory authorities when required by law.

7. Limitation of Liability

Saraswathi Finance shall not be liable for:

• Any technical issues or website downtime
• Losses arising from incorrect information provided by the applicant
• Delays caused due to incomplete documentation

8. Intellectual Property

All website content, including text, logos, and graphics, is the property of Saraswathi Finance and may not be copied, reproduced, or distributed without written permission.

9. Changes to Terms

Saraswathi Finance reserves the right to modify these Terms & Conditions at any time. Updates will be posted on this page with a revised effective date.

10. Governing Law

These Terms & Conditions shall be governed by the laws of India. Any disputes shall be subject to the jurisdiction of the courts in [Your City].

📞 Contact Information

For any questions regarding these Terms & Conditions, please contact:

Saraswathi Finance
Enquiry : +91 9718579374

Email ID : info@saraswathifinance.com

Location : Saraswathi Finance Ground Floor , Sarawathi Bhavan Nh-544 Near Hp Petrol Pump, Marathakara P.o Thressur Pin 680306 Kerala.